Savings Deposit Program (SDP)
Earn 10% annual interest (guaranteed by DoD) on savings deposits up to $10,000 while deployed to a combat zone.
Who qualifies: Active duty, National Guard.
The Savings Deposit Program is one of the best guaranteed returns available to anyone in the U.S.:
• 10% annual interest rate (2.5% per quarter)
• Deposits earn interest for 90 days after leaving combat zone
• Principal: up to $10,000
• Risk-free – guaranteed by U.S. government
• Available to any service member deployed to a designated combat zone or receiving hostile fire pay
With $10,000 earning 10%, you earn $1,000 in guaranteed interest while deployed – far exceeding any savings account or CD.
Deposits made through your finance office or Defense Finance and Accounting Service (DFAS). Funds returned with interest after you leave the combat zone.