VA adaptive housing grants (SAH & SHA)

If a service-connected disability makes your home hard to live in, the VA offers grants — not loans — to help you buy, build, or modify a home so it works for you. There are two main ones.

Specially Adapted Housing (SAH)

The larger grant, for veterans with the most severe service-connected disabilities — for example, loss or loss of use of both legs, certain blindness combined with loss of use of a limb, or severe burns. It provides up to a set maximum (over $126,000 for FY2026) and can be used across up to six times over your lifetime to build, buy, or adapt a home.

Special Home Adaptation (SHA)

A smaller grant (up to about $25,000 for FY2026) for veterans with certain qualifying disabilities such as blindness in both eyes or the loss of use of both hands, to adapt an existing home.

Living with family? TRA can help

If you're temporarily living in a family member's home, the Temporary Residence Adaptation (TRA) option lets you use part of an SAH or SHA grant to make that home accessible.

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Grant maximums are adjusted every October 1 by a construction-cost index, so the exact figure changes yearly — check VA.gov for the current amount before you plan.

How to apply

Apply online at VA.gov housing grants or with VA Form 26-4555. For smaller, medically necessary changes, ask about the separate HISA (Home Improvements and Structural Alterations) benefit through VA health care.

Related: VA disability rates, the caregiver program, and the VA loan affordability tool.

General information; exact grant amounts and eligibility are set by the VA and change yearly. Confirm current figures at VA.gov. Source: U.S. Department of Veterans Affairs.