Military & Veteran Credit Cards
USAA, Navy Federal, and PenFed offer top-rated credit cards exclusively for military families with rewards, no foreign transaction fees, and low rates.
Who qualifies: Active duty, Veterans, National Guard, Military retirees.
Military-focused financial institutions offer some of the best credit cards available:
USAA Rate Advantage Visa (for active/veterans):
• Variable APR as low as 9.9%
• No annual fee, no foreign transaction fees
• Ideal for carrying a balance
Navy Federal Credit Union Cashback Card:
• 1.5% cash back on all purchases
• No annual fee, no foreign transaction fees
• Competitive APR
Navy Federal More Rewards American Express:
• 3x points at supermarkets, gas stations, restaurants, and transit
• No annual fee
PenFed Platinum Rewards Visa:
• 5x points on gas
• 3x points on groceries
• No annual fee
USAA Eagle Navigator Visa (travel card):
• 3x miles on travel, 2x miles on all other purchases
• $95 annual fee – includes $100 travel credit
Amex Platinum (MLA/SCRA benefit):
• Annual fee waived for active duty under MLA ($695 waived!)
• Same benefit applies to Chase Sapphire Reserve ($550 fee waived)
• Capital One Venture also waives fee for military
Apply at USAA.com, NavyFederal.org, or PenFed.org