VA Loan Affordability
Estimate how much home you can buy with a VA loan — no down payment and no PMI. Enter your income, debts, and interest rate to see an affordable price range and monthly payment for a $0-down VA mortgage.
Frequently asked questions
How much can I borrow with a VA loan?
With full VA entitlement there is no loan limit and no required down payment — lenders finance up to 100% based on your income, debts, and credit. This tool estimates an affordable range from your numbers.
Do VA loans require a down payment or PMI?
No. Qualified borrowers with full entitlement can buy with $0 down and pay no private mortgage insurance (PMI), which is the VA loan’s biggest advantage.