TSP Max Planner
Work out exactly how much to contribute each month to max your TSP for 2026 without losing the BRS match. Enter your age bracket, what you’ve contributed, and months remaining to hit the $24,500 limit ($32,500 or $35,750 with catch-up).
Frequently asked questions
What is the 2026 TSP contribution limit?
The 2026 elective-deferral limit is $24,500, or $32,500 with the age-50 catch-up, and $35,750 for ages 60–63. BRS automatic and matching contributions are separate and don’t count against it.
Can I lose my TSP match by front-loading?
Yes. The BRS matches up to 5% of basic pay each month you contribute. If you hit the annual limit early and stop, you lose the match in the remaining months — so spread contributions across the whole year.