SCRA Letter Generator
Generate the letters that invoke your Servicemembers Civil Relief Act (SCRA) protections — a 6% interest-rate cap, lease and phone-contract termination, a stay of proceedings, and eviction and foreclosure protection. Fill in your details to produce a ready-to-send letter.
Frequently asked questions
What does the SCRA protect?
The SCRA caps pre-service debt interest at 6%, lets you terminate residential leases and phone contracts on PCS or deployment orders, and provides protection from default judgments, evictions, and foreclosures during service.
How do I get the SCRA 6% interest cap?
Send your lender a written request with a copy of your orders. Once invoked, interest above 6% on debts you incurred before service is forgiven, not just deferred, for the period of your service.