2026 BAH Rates — Worcester, MA
2026 Basic Allowance for Housing (BAH) for Worcester, MA (Military Housing Area MA122), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,787 | $2,286 |
| E-2 | $2,787 | $2,286 |
| E-3 | $2,787 | $2,286 |
| E-4 | $2,787 | $2,286 |
| E-5 | $2,919 | $2,523 |
| E-6 | $3,390 | $2,664 |
| E-7 | $3,525 | $2,790 |
| E-8 | $3,669 | $3,018 |
| E-9 | $3,909 | $3,156 |
| W-1 | $3,411 | $2,754 |
| W-2 | $3,582 | $3,015 |
| W-3 | $3,759 | $3,174 |
| W-4 | $3,963 | $3,417 |
| W-5 | $4,212 | $3,555 |
| O-1E | $3,549 | $2,916 |
| O-2E | $3,732 | $3,123 |
| O-3E | $4,002 | $3,384 |
| O-1 | $2,982 | $2,652 |
| O-2 | $3,387 | $2,880 |
| O-3 | $3,756 | $3,219 |
| O-4 | $4,296 | $3,528 |
| O-5 | $4,686 | $3,606 |
| O-6 | $4,725 | $3,738 |
| O-7 | $4,761 | $3,804 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Worcester, MA?
In 2026, an E-5 with dependents stationed in Worcester, MA receives $2,919 per month in tax-free BAH, or $2,523 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.