2026 BAH Rates — Westchester County, NY
2026 Basic Allowance for Housing (BAH) for Westchester County, NY (Military Housing Area NY349), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $4,182 | $3,138 |
| E-2 | $4,182 | $3,138 |
| E-3 | $4,182 | $3,138 |
| E-4 | $4,182 | $3,138 |
| E-5 | $4,479 | $3,606 |
| E-6 | $5,367 | $4,026 |
| E-7 | $5,832 | $4,374 |
| E-8 | $6,333 | $4,749 |
| E-9 | $6,882 | $5,163 |
| W-1 | $5,400 | $4,086 |
| W-2 | $6,036 | $4,653 |
| W-3 | $6,654 | $5,166 |
| W-4 | $6,963 | $5,478 |
| W-5 | $7,338 | $5,946 |
| O-1E | $5,931 | $4,476 |
| O-2E | $6,564 | $4,923 |
| O-3E | $7,023 | $5,361 |
| O-1 | $4,587 | $3,885 |
| O-2 | $5,355 | $4,383 |
| O-3 | $6,633 | $5,169 |
| O-4 | $7,470 | $5,874 |
| O-5 | $8,064 | $6,162 |
| O-6 | $8,136 | $6,633 |
| O-7 | $8,208 | $6,759 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Westchester County, NY?
In 2026, an E-5 with dependents stationed in Westchester County, NY receives $4,479 per month in tax-free BAH, or $3,606 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.