2026 BAH Rates — Trenton, NJ
2026 Basic Allowance for Housing (BAH) for Trenton, NJ (Military Housing Area NJ203), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $3,210 | $2,409 |
| E-2 | $3,210 | $2,409 |
| E-3 | $3,210 | $2,409 |
| E-4 | $3,210 | $2,409 |
| E-5 | $3,465 | $2,760 |
| E-6 | $3,972 | $2,982 |
| E-7 | $4,116 | $3,219 |
| E-8 | $4,269 | $3,570 |
| E-9 | $4,521 | $3,720 |
| W-1 | $3,996 | $3,129 |
| W-2 | $4,179 | $3,567 |
| W-3 | $4,365 | $3,738 |
| W-4 | $4,578 | $4,002 |
| W-5 | $4,836 | $4,149 |
| O-1E | $4,143 | $3,462 |
| O-2E | $4,338 | $3,687 |
| O-3E | $4,620 | $3,966 |
| O-1 | $3,531 | $2,952 |
| O-2 | $3,969 | $3,384 |
| O-3 | $4,362 | $3,786 |
| O-4 | $4,926 | $4,119 |
| O-5 | $5,334 | $4,203 |
| O-6 | $5,379 | $4,344 |
| O-7 | $5,424 | $4,422 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Trenton, NJ?
In 2026, an E-5 with dependents stationed in Trenton, NJ receives $3,465 per month in tax-free BAH, or $2,760 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.