2026 BAH Rates — Traverse City, MI
2026 Basic Allowance for Housing (BAH) for Traverse City, MI (Military Housing Area MI146), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,037 | $1,716 |
| E-2 | $2,037 | $1,716 |
| E-3 | $2,037 | $1,716 |
| E-4 | $2,037 | $1,716 |
| E-5 | $2,070 | $1,896 |
| E-6 | $2,802 | $2,103 |
| E-7 | $2,901 | $2,175 |
| E-8 | $3,003 | $2,253 |
| E-9 | $3,123 | $2,439 |
| W-1 | $2,823 | $2,118 |
| W-2 | $2,943 | $2,214 |
| W-3 | $3,072 | $2,463 |
| W-4 | $3,141 | $2,820 |
| W-5 | $3,231 | $2,922 |
| O-1E | $2,916 | $2,187 |
| O-2E | $3,051 | $2,388 |
| O-3E | $3,156 | $2,796 |
| O-1 | $2,160 | $1,998 |
| O-2 | $2,793 | $2,178 |
| O-3 | $3,069 | $2,535 |
| O-4 | $3,255 | $2,898 |
| O-5 | $3,390 | $2,955 |
| O-6 | $3,417 | $3,051 |
| O-7 | $3,441 | $3,102 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Traverse City, MI?
In 2026, an E-5 with dependents stationed in Traverse City, MI receives $2,070 per month in tax-free BAH, or $1,896 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.