2026 BAH Rates — Toledo, OH
2026 Basic Allowance for Housing (BAH) for Toledo, OH (Military Housing Area OH232), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,758 | $1,320 |
| E-2 | $1,758 | $1,320 |
| E-3 | $1,758 | $1,320 |
| E-4 | $1,758 | $1,320 |
| E-5 | $2,031 | $1,524 |
| E-6 | $2,166 | $1,620 |
| E-7 | $2,184 | $1,770 |
| E-8 | $2,193 | $2,064 |
| E-9 | $2,283 | $2,091 |
| W-1 | $2,181 | $1,671 |
| W-2 | $2,190 | $2,061 |
| W-3 | $2,202 | $2,100 |
| W-4 | $2,319 | $2,157 |
| W-5 | $2,490 | $2,169 |
| O-1E | $2,187 | $2,028 |
| O-2E | $2,196 | $2,085 |
| O-3E | $2,346 | $2,154 |
| O-1 | $2,058 | $1,545 |
| O-2 | $2,163 | $1,944 |
| O-3 | $2,199 | $2,112 |
| O-4 | $2,544 | $2,160 |
| O-5 | $2,811 | $2,172 |
| O-6 | $2,832 | $2,175 |
| O-7 | $2,850 | $2,196 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Toledo, OH?
In 2026, an E-5 with dependents stationed in Toledo, OH receives $2,031 per month in tax-free BAH, or $1,524 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.