2026 BAH Rates — Springfield, MO
2026 Basic Allowance for Housing (BAH) for Springfield, MO (Military Housing Area MO164), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,293 | $1,146 |
| E-2 | $1,293 | $1,146 |
| E-3 | $1,293 | $1,146 |
| E-4 | $1,293 | $1,146 |
| E-5 | $1,389 | $1,167 |
| E-6 | $1,857 | $1,392 |
| E-7 | $1,908 | $1,431 |
| E-8 | $1,962 | $1,488 |
| E-9 | $2,103 | $1,623 |
| W-1 | $1,878 | $1,410 |
| W-2 | $1,932 | $1,485 |
| W-3 | $2,001 | $1,641 |
| W-4 | $2,142 | $1,863 |
| W-5 | $2,319 | $1,920 |
| O-1E | $1,914 | $1,437 |
| O-2E | $1,989 | $1,593 |
| O-3E | $2,169 | $1,851 |
| O-1 | $1,452 | $1,194 |
| O-2 | $1,851 | $1,434 |
| O-3 | $1,998 | $1,686 |
| O-4 | $2,376 | $1,902 |
| O-5 | $2,649 | $1,986 |
| O-6 | $2,670 | $2,004 |
| O-7 | $2,685 | $2,013 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Springfield, MO?
In 2026, an E-5 with dependents stationed in Springfield, MO receives $1,389 per month in tax-free BAH, or $1,167 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.