2026 BAH Rates — Santa Fe/Los Alamos, NM
2026 Basic Allowance for Housing (BAH) for Santa Fe/Los Alamos, NM (Military Housing Area NM210), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,637 | $1,977 |
| E-2 | $2,637 | $1,977 |
| E-3 | $2,637 | $1,977 |
| E-4 | $2,637 | $1,977 |
| E-5 | $2,964 | $2,223 |
| E-6 | $3,414 | $2,562 |
| E-7 | $3,522 | $2,652 |
| E-8 | $3,639 | $3,057 |
| E-9 | $3,762 | $3,189 |
| W-1 | $3,435 | $2,577 |
| W-2 | $3,570 | $3,054 |
| W-3 | $3,714 | $3,204 |
| W-4 | $3,780 | $3,435 |
| W-5 | $3,870 | $3,546 |
| O-1E | $3,540 | $2,961 |
| O-2E | $3,690 | $3,159 |
| O-3E | $3,795 | $3,408 |
| O-1 | $3,024 | $2,310 |
| O-2 | $3,411 | $2,856 |
| O-3 | $3,711 | $3,249 |
| O-4 | $3,891 | $3,522 |
| O-5 | $4,023 | $3,585 |
| O-6 | $4,056 | $3,693 |
| O-7 | $4,086 | $3,756 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Santa Fe/Los Alamos, NM?
In 2026, an E-5 with dependents stationed in Santa Fe/Los Alamos, NM receives $2,964 per month in tax-free BAH, or $2,223 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.