2026 BAH Rates — San Luis Obispo, CA
2026 Basic Allowance for Housing (BAH) for San Luis Obispo, CA (Military Housing Area CA392), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $3,027 | $2,358 |
| E-2 | $3,027 | $2,358 |
| E-3 | $3,027 | $2,358 |
| E-4 | $3,027 | $2,358 |
| E-5 | $3,198 | $2,679 |
| E-6 | $3,948 | $2,961 |
| E-7 | $4,047 | $3,036 |
| E-8 | $4,152 | $3,348 |
| E-9 | $4,413 | $3,576 |
| W-1 | $3,969 | $2,976 |
| W-2 | $4,089 | $3,345 |
| W-3 | $4,218 | $3,600 |
| W-4 | $4,485 | $3,966 |
| W-5 | $4,806 | $4,068 |
| O-1E | $4,062 | $3,195 |
| O-2E | $4,200 | $3,525 |
| O-3E | $4,536 | $3,942 |
| O-1 | $3,291 | $2,853 |
| O-2 | $3,939 | $3,144 |
| O-3 | $4,215 | $3,675 |
| O-4 | $4,920 | $4,047 |
| O-5 | $5,430 | $4,101 |
| O-6 | $5,475 | $4,197 |
| O-7 | $5,520 | $4,272 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in San Luis Obispo, CA?
In 2026, an E-5 with dependents stationed in San Luis Obispo, CA receives $3,198 per month in tax-free BAH, or $2,679 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.