2026 BAH Rates — Rochester, NY
2026 Basic Allowance for Housing (BAH) for Rochester, NY (Military Housing Area NY221), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,941 | $1,455 |
| E-2 | $1,941 | $1,455 |
| E-3 | $1,941 | $1,455 |
| E-4 | $1,941 | $1,455 |
| E-5 | $2,214 | $1,662 |
| E-6 | $2,517 | $1,887 |
| E-7 | $2,604 | $1,953 |
| E-8 | $2,697 | $2,280 |
| E-9 | $2,832 | $2,364 |
| W-1 | $2,535 | $1,902 |
| W-2 | $2,643 | $2,277 |
| W-3 | $2,760 | $2,376 |
| W-4 | $2,859 | $2,532 |
| W-5 | $2,988 | $2,625 |
| O-1E | $2,619 | $2,211 |
| O-2E | $2,739 | $2,343 |
| O-3E | $2,880 | $2,508 |
| O-1 | $2,259 | $1,695 |
| O-2 | $2,514 | $2,127 |
| O-3 | $2,757 | $2,403 |
| O-4 | $3,027 | $2,601 |
| O-5 | $3,222 | $2,652 |
| O-6 | $3,249 | $2,736 |
| O-7 | $3,270 | $2,784 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Rochester, NY?
In 2026, an E-5 with dependents stationed in Rochester, NY receives $2,214 per month in tax-free BAH, or $1,662 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.