2026 BAH Rates — Phoenix, AZ
2026 Basic Allowance for Housing (BAH) for Phoenix, AZ (Military Housing Area AZ013), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,061 | $1,587 |
| E-2 | $2,061 | $1,587 |
| E-3 | $2,061 | $1,587 |
| E-4 | $2,061 | $1,587 |
| E-5 | $2,289 | $1,740 |
| E-6 | $2,457 | $1,857 |
| E-7 | $2,475 | $2,070 |
| E-8 | $2,484 | $2,331 |
| E-9 | $2,517 | $2,367 |
| W-1 | $2,472 | $1,992 |
| W-2 | $2,481 | $2,328 |
| W-3 | $2,493 | $2,376 |
| W-4 | $2,535 | $2,448 |
| W-5 | $2,622 | $2,460 |
| O-1E | $2,478 | $2,286 |
| O-2E | $2,487 | $2,358 |
| O-3E | $2,547 | $2,445 |
| O-1 | $2,319 | $1,830 |
| O-2 | $2,454 | $2,217 |
| O-3 | $2,490 | $2,391 |
| O-4 | $2,646 | $2,451 |
| O-5 | $2,775 | $2,463 |
| O-6 | $2,796 | $2,466 |
| O-7 | $2,814 | $2,487 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Phoenix, AZ?
In 2026, an E-5 with dependents stationed in Phoenix, AZ receives $2,289 per month in tax-free BAH, or $1,740 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.