2026 BAH Rates — Paducah, KY
2026 Basic Allowance for Housing (BAH) for Paducah, KY (Military Housing Area KY430), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,293 | $1,029 |
| E-2 | $1,293 | $1,029 |
| E-3 | $1,293 | $1,029 |
| E-4 | $1,293 | $1,029 |
| E-5 | $1,365 | $1,143 |
| E-6 | $1,875 | $1,407 |
| E-7 | $1,932 | $1,449 |
| E-8 | $1,992 | $1,494 |
| E-9 | $2,136 | $1,623 |
| W-1 | $1,896 | $1,422 |
| W-2 | $1,956 | $1,470 |
| W-3 | $2,034 | $1,641 |
| W-4 | $2,175 | $1,884 |
| W-5 | $2,355 | $1,944 |
| O-1E | $1,941 | $1,455 |
| O-2E | $2,019 | $1,587 |
| O-3E | $2,205 | $1,869 |
| O-1 | $1,434 | $1,215 |
| O-2 | $1,872 | $1,452 |
| O-3 | $2,031 | $1,689 |
| O-4 | $2,415 | $1,929 |
| O-5 | $2,694 | $2,022 |
| O-6 | $2,712 | $2,034 |
| O-7 | $2,730 | $2,049 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Paducah, KY?
In 2026, an E-5 with dependents stationed in Paducah, KY receives $1,365 per month in tax-free BAH, or $1,143 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.