2026 BAH Rates — Oxford, MD
2026 Basic Allowance for Housing (BAH) for Oxford, MD (Military Housing Area MD458), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,271 | $1,704 |
| E-2 | $2,271 | $1,704 |
| E-3 | $2,271 | $1,704 |
| E-4 | $2,271 | $1,704 |
| E-5 | $2,445 | $1,938 |
| E-6 | $2,814 | $2,112 |
| E-7 | $2,877 | $2,277 |
| E-8 | $2,943 | $2,523 |
| E-9 | $3,096 | $2,628 |
| W-1 | $2,835 | $2,220 |
| W-2 | $2,904 | $2,520 |
| W-3 | $2,988 | $2,643 |
| W-4 | $3,135 | $2,823 |
| W-5 | $3,318 | $2,889 |
| O-1E | $2,886 | $2,442 |
| O-2E | $2,973 | $2,604 |
| O-3E | $3,162 | $2,808 |
| O-1 | $2,496 | $2,094 |
| O-2 | $2,811 | $2,391 |
| O-3 | $2,985 | $2,679 |
| O-4 | $3,378 | $2,871 |
| O-5 | $3,663 | $2,907 |
| O-6 | $3,693 | $2,964 |
| O-7 | $3,720 | $3,015 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Oxford, MD?
In 2026, an E-5 with dependents stationed in Oxford, MD receives $2,445 per month in tax-free BAH, or $1,938 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.