2026 BAH Rates — Outer Banks, NC
2026 Basic Allowance for Housing (BAH) for Outer Banks, NC (Military Housing Area NC176), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,460 | $1,845 |
| E-2 | $2,460 | $1,845 |
| E-3 | $2,460 | $1,845 |
| E-4 | $2,460 | $1,845 |
| E-5 | $2,604 | $2,142 |
| E-6 | $2,946 | $2,325 |
| E-7 | $2,997 | $2,463 |
| E-8 | $3,051 | $2,679 |
| E-9 | $3,186 | $2,772 |
| W-1 | $2,964 | $2,421 |
| W-2 | $3,018 | $2,676 |
| W-3 | $3,090 | $2,787 |
| W-4 | $3,219 | $2,952 |
| W-5 | $3,387 | $3,006 |
| O-1E | $3,003 | $2,601 |
| O-2E | $3,075 | $2,751 |
| O-3E | $3,246 | $2,937 |
| O-1 | $2,652 | $2,313 |
| O-2 | $2,943 | $2,562 |
| O-3 | $3,087 | $2,820 |
| O-4 | $3,438 | $2,991 |
| O-5 | $3,696 | $3,018 |
| O-6 | $3,726 | $3,066 |
| O-7 | $3,753 | $3,120 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Outer Banks, NC?
In 2026, an E-5 with dependents stationed in Outer Banks, NC receives $2,604 per month in tax-free BAH, or $2,142 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.