2026 BAH Rates — Oakland, CA
2026 Basic Allowance for Housing (BAH) for Oakland, CA (Military Housing Area CA018), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $3,471 | $2,667 |
| E-2 | $3,471 | $2,667 |
| E-3 | $3,471 | $2,667 |
| E-4 | $3,471 | $2,667 |
| E-5 | $3,759 | $3,000 |
| E-6 | $4,113 | $3,213 |
| E-7 | $4,203 | $3,483 |
| E-8 | $4,299 | $3,834 |
| E-9 | $4,488 | $3,933 |
| W-1 | $4,134 | $3,378 |
| W-2 | $4,242 | $3,831 |
| W-3 | $4,365 | $3,948 |
| W-4 | $4,533 | $4,131 |
| W-5 | $4,740 | $4,224 |
| O-1E | $4,218 | $3,756 |
| O-2E | $4,344 | $3,912 |
| O-3E | $4,566 | $4,107 |
| O-1 | $3,807 | $3,180 |
| O-2 | $4,110 | $3,666 |
| O-3 | $4,362 | $3,981 |
| O-4 | $4,809 | $4,203 |
| O-5 | $5,133 | $4,254 |
| O-6 | $5,178 | $4,341 |
| O-7 | $5,220 | $4,419 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Oakland, CA?
In 2026, an E-5 with dependents stationed in Oakland, CA receives $3,759 per month in tax-free BAH, or $3,000 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.