2026 BAH Rates — New York City, NY
2026 Basic Allowance for Housing (BAH) for New York City, NY (Military Housing Area NY219), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $5,067 | $4,833 |
| E-2 | $5,067 | $4,833 |
| E-3 | $5,067 | $4,833 |
| E-4 | $5,067 | $4,833 |
| E-5 | $5,070 | $4,980 |
| E-6 | $5,097 | $5,070 |
| E-7 | $5,238 | $5,088 |
| E-8 | $5,418 | $5,100 |
| E-9 | $5,790 | $5,106 |
| W-1 | $5,100 | $5,085 |
| W-2 | $5,313 | $5,097 |
| W-3 | $5,535 | $5,109 |
| W-4 | $5,883 | $5,118 |
| W-5 | $6,306 | $5,280 |
| O-1E | $5,271 | $5,094 |
| O-2E | $5,502 | $5,103 |
| O-3E | $5,949 | $5,115 |
| O-1 | $5,073 | $5,067 |
| O-2 | $5,094 | $5,091 |
| O-3 | $5,529 | $5,112 |
| O-4 | $6,459 | $5,247 |
| O-5 | $7,128 | $5,346 |
| O-6 | $7,194 | $5,514 |
| O-7 | $7,254 | $5,616 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in New York City, NY?
In 2026, an E-5 with dependents stationed in New York City, NY receives $5,070 per month in tax-free BAH, or $4,980 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.