2026 BAH Rates — Manchester/Concord, NH
2026 Basic Allowance for Housing (BAH) for Manchester/Concord, NH (Military Housing Area NH195), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,994 | $2,250 |
| E-2 | $2,994 | $2,250 |
| E-3 | $2,994 | $2,250 |
| E-4 | $2,994 | $2,250 |
| E-5 | $3,177 | $2,613 |
| E-6 | $3,525 | $2,823 |
| E-7 | $3,783 | $2,997 |
| E-8 | $4,065 | $3,252 |
| E-9 | $4,320 | $3,348 |
| W-1 | $3,546 | $2,940 |
| W-2 | $3,897 | $3,249 |
| W-3 | $4,245 | $3,363 |
| W-4 | $4,347 | $3,582 |
| W-5 | $4,473 | $3,846 |
| O-1E | $3,837 | $3,174 |
| O-2E | $4,194 | $3,327 |
| O-3E | $4,365 | $3,516 |
| O-1 | $3,225 | $2,805 |
| O-2 | $3,522 | $3,120 |
| O-3 | $4,233 | $3,396 |
| O-4 | $4,512 | $3,801 |
| O-5 | $4,707 | $3,960 |
| O-6 | $4,746 | $4,224 |
| O-7 | $4,782 | $4,299 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Manchester/Concord, NH?
In 2026, an E-5 with dependents stationed in Manchester/Concord, NH receives $3,177 per month in tax-free BAH, or $2,613 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.