2026 BAH Rates — Madison, WI
2026 Basic Allowance for Housing (BAH) for Madison, WI (Military Housing Area WI316), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,394 | $1,797 |
| E-2 | $2,394 | $1,797 |
| E-3 | $2,394 | $1,797 |
| E-4 | $2,394 | $1,797 |
| E-5 | $2,655 | $1,995 |
| E-6 | $2,889 | $2,166 |
| E-7 | $3,084 | $2,406 |
| E-8 | $3,297 | $2,706 |
| E-9 | $3,525 | $2,769 |
| W-1 | $2,910 | $2,313 |
| W-2 | $3,171 | $2,703 |
| W-3 | $3,435 | $2,778 |
| W-4 | $3,558 | $2,931 |
| W-5 | $3,711 | $3,132 |
| O-1E | $3,123 | $2,652 |
| O-2E | $3,396 | $2,754 |
| O-3E | $3,582 | $2,880 |
| O-1 | $2,691 | $2,133 |
| O-2 | $2,886 | $2,571 |
| O-3 | $3,426 | $2,799 |
| O-4 | $3,759 | $3,096 |
| O-5 | $3,993 | $3,216 |
| O-6 | $4,026 | $3,414 |
| O-7 | $4,056 | $3,474 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Madison, WI?
In 2026, an E-5 with dependents stationed in Madison, WI receives $2,655 per month in tax-free BAH, or $1,995 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.