2026 BAH Rates — Indianapolis, IN
2026 Basic Allowance for Housing (BAH) for Indianapolis, IN (Military Housing Area IN094), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,749 | $1,395 |
| E-2 | $1,749 | $1,395 |
| E-3 | $1,749 | $1,395 |
| E-4 | $1,749 | $1,395 |
| E-5 | $1,875 | $1,533 |
| E-6 | $2,208 | $1,656 |
| E-7 | $2,244 | $1,749 |
| E-8 | $2,283 | $1,947 |
| E-9 | $2,346 | $2,040 |
| W-1 | $2,229 | $1,716 |
| W-2 | $2,259 | $1,944 |
| W-3 | $2,310 | $2,055 |
| W-4 | $2,361 | $2,211 |
| W-5 | $2,433 | $2,250 |
| O-1E | $2,247 | $1,872 |
| O-2E | $2,298 | $2,019 |
| O-3E | $2,373 | $2,202 |
| O-1 | $1,923 | $1,617 |
| O-2 | $2,205 | $1,836 |
| O-3 | $2,307 | $2,085 |
| O-4 | $2,451 | $2,238 |
| O-5 | $2,559 | $2,253 |
| O-6 | $2,577 | $2,286 |
| O-7 | $2,592 | $2,322 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Indianapolis, IN?
In 2026, an E-5 with dependents stationed in Indianapolis, IN receives $1,875 per month in tax-free BAH, or $1,533 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.