2026 BAH Rates — Houston, TX
2026 Basic Allowance for Housing (BAH) for Houston, TX (Military Housing Area TX282), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,974 | $1,524 |
| E-2 | $1,974 | $1,524 |
| E-3 | $1,974 | $1,524 |
| E-4 | $1,974 | $1,524 |
| E-5 | $2,193 | $1,665 |
| E-6 | $2,517 | $1,887 |
| E-7 | $2,583 | $1,980 |
| E-8 | $2,655 | $2,265 |
| E-9 | $2,796 | $2,352 |
| W-1 | $2,535 | $1,905 |
| W-2 | $2,610 | $2,262 |
| W-3 | $2,703 | $2,367 |
| W-4 | $2,829 | $2,526 |
| W-5 | $2,988 | $2,598 |
| O-1E | $2,592 | $2,190 |
| O-2E | $2,688 | $2,331 |
| O-3E | $2,856 | $2,508 |
| O-1 | $2,241 | $1,749 |
| O-2 | $2,514 | $2,124 |
| O-3 | $2,700 | $2,397 |
| O-4 | $3,039 | $2,580 |
| O-5 | $3,288 | $2,616 |
| O-6 | $3,312 | $2,679 |
| O-7 | $3,336 | $2,724 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Houston, TX?
In 2026, an E-5 with dependents stationed in Houston, TX receives $2,193 per month in tax-free BAH, or $1,665 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.