2026 BAH Rates — Hampden County, MA
2026 Basic Allowance for Housing (BAH) for Hampden County, MA (Military Housing Area MA126), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,268 | $1,752 |
| E-2 | $2,268 | $1,752 |
| E-3 | $2,268 | $1,752 |
| E-4 | $2,268 | $1,752 |
| E-5 | $2,388 | $2,007 |
| E-6 | $2,850 | $2,154 |
| E-7 | $3,063 | $2,298 |
| E-8 | $3,288 | $2,484 |
| E-9 | $3,522 | $2,643 |
| W-1 | $2,874 | $2,241 |
| W-2 | $3,153 | $2,481 |
| W-3 | $3,435 | $2,646 |
| W-4 | $3,555 | $2,898 |
| W-5 | $3,702 | $3,114 |
| O-1E | $3,105 | $2,385 |
| O-2E | $3,393 | $2,589 |
| O-3E | $3,576 | $2,844 |
| O-1 | $2,451 | $2,145 |
| O-2 | $2,847 | $2,352 |
| O-3 | $3,426 | $2,682 |
| O-4 | $3,747 | $3,075 |
| O-5 | $3,978 | $3,201 |
| O-6 | $4,011 | $3,414 |
| O-7 | $4,038 | $3,474 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Hampden County, MA?
In 2026, an E-5 with dependents stationed in Hampden County, MA receives $2,388 per month in tax-free BAH, or $2,007 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.