2026 BAH Rates — Gainesville, FL
2026 Basic Allowance for Housing (BAH) for Gainesville, FL (Military Housing Area FL057), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,986 | $1,572 |
| E-2 | $1,986 | $1,572 |
| E-3 | $1,986 | $1,572 |
| E-4 | $1,986 | $1,572 |
| E-5 | $2,040 | $1,800 |
| E-6 | $2,355 | $1,932 |
| E-7 | $2,478 | $1,983 |
| E-8 | $2,613 | $2,109 |
| E-9 | $2,793 | $2,196 |
| W-1 | $2,373 | $1,980 |
| W-2 | $2,532 | $2,106 |
| W-3 | $2,700 | $2,208 |
| W-4 | $2,826 | $2,379 |
| W-5 | $2,982 | $2,508 |
| O-1E | $2,502 | $2,037 |
| O-2E | $2,676 | $2,175 |
| O-3E | $2,850 | $2,346 |
| O-1 | $2,085 | $1,929 |
| O-2 | $2,352 | $2,025 |
| O-3 | $2,697 | $2,238 |
| O-4 | $3,033 | $2,481 |
| O-5 | $3,276 | $2,556 |
| O-6 | $3,300 | $2,679 |
| O-7 | $3,324 | $2,724 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Gainesville, FL?
In 2026, an E-5 with dependents stationed in Gainesville, FL receives $2,040 per month in tax-free BAH, or $1,800 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.