2026 BAH Rates — Frankfort, KY
2026 Basic Allowance for Housing (BAH) for Frankfort, KY (Military Housing Area KY339), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,287 | $1,011 |
| E-2 | $1,287 | $1,011 |
| E-3 | $1,287 | $1,011 |
| E-4 | $1,287 | $1,011 |
| E-5 | $1,410 | $1,104 |
| E-6 | $1,815 | $1,362 |
| E-7 | $1,932 | $1,449 |
| E-8 | $2,058 | $1,545 |
| E-9 | $2,148 | $1,611 |
| W-1 | $1,836 | $1,377 |
| W-2 | $1,983 | $1,491 |
| W-3 | $2,136 | $1,626 |
| W-4 | $2,151 | $1,839 |
| W-5 | $2,175 | $1,959 |
| O-1E | $1,953 | $1,464 |
| O-2E | $2,115 | $1,587 |
| O-3E | $2,154 | $1,809 |
| O-1 | $1,464 | $1,164 |
| O-2 | $1,812 | $1,452 |
| O-3 | $2,133 | $1,665 |
| O-4 | $2,178 | $1,935 |
| O-5 | $2,199 | $2,001 |
| O-6 | $2,214 | $2,115 |
| O-7 | $2,226 | $2,151 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Frankfort, KY?
In 2026, an E-5 with dependents stationed in Frankfort, KY receives $1,410 per month in tax-free BAH, or $1,104 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.