2026 BAH Rates — Fort Chaffee/Fort Smith, AR
2026 Basic Allowance for Housing (BAH) for Fort Chaffee/Fort Smith, AR (Military Housing Area AR012), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,173 | $879 |
| E-2 | $1,173 | $879 |
| E-3 | $1,173 | $879 |
| E-4 | $1,173 | $879 |
| E-5 | $1,263 | $996 |
| E-6 | $1,680 | $1,260 |
| E-7 | $1,785 | $1,338 |
| E-8 | $1,893 | $1,419 |
| E-9 | $2,028 | $1,521 |
| W-1 | $1,701 | $1,278 |
| W-2 | $1,827 | $1,371 |
| W-3 | $1,965 | $1,524 |
| W-4 | $2,052 | $1,701 |
| W-5 | $2,166 | $1,809 |
| O-1E | $1,803 | $1,353 |
| O-2E | $1,944 | $1,458 |
| O-3E | $2,070 | $1,674 |
| O-1 | $1,320 | $1,077 |
| O-2 | $1,677 | $1,341 |
| O-3 | $1,962 | $1,527 |
| O-4 | $2,199 | $1,785 |
| O-5 | $2,370 | $1,842 |
| O-6 | $2,388 | $1,944 |
| O-7 | $2,400 | $1,974 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Fort Chaffee/Fort Smith, AR?
In 2026, an E-5 with dependents stationed in Fort Chaffee/Fort Smith, AR receives $1,263 per month in tax-free BAH, or $996 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.