2026 BAH Rates — Florida Keys, FL
2026 Basic Allowance for Housing (BAH) for Florida Keys, FL (Military Housing Area FL069), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $3,813 | $3,084 |
| E-2 | $3,813 | $3,084 |
| E-3 | $3,813 | $3,084 |
| E-4 | $3,813 | $3,084 |
| E-5 | $3,969 | $3,459 |
| E-6 | $4,056 | $3,672 |
| E-7 | $4,350 | $3,819 |
| E-8 | $4,677 | $3,993 |
| E-9 | $5,097 | $4,005 |
| W-1 | $4,074 | $3,771 |
| W-2 | $4,485 | $3,990 |
| W-3 | $4,884 | $4,011 |
| W-4 | $5,178 | $4,119 |
| W-5 | $5,529 | $4,425 |
| O-1E | $4,413 | $3,966 |
| O-2E | $4,827 | $4,002 |
| O-3E | $5,232 | $4,044 |
| O-1 | $3,987 | $3,657 |
| O-2 | $4,053 | $3,921 |
| O-3 | $4,872 | $4,017 |
| O-4 | $5,655 | $4,374 |
| O-5 | $6,213 | $4,659 |
| O-6 | $6,267 | $4,863 |
| O-7 | $6,321 | $4,953 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Florida Keys, FL?
In 2026, an E-5 with dependents stationed in Florida Keys, FL receives $3,969 per month in tax-free BAH, or $3,459 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.