2026 BAH Rates — Fargo, ND
2026 Basic Allowance for Housing (BAH) for Fargo, ND (Military Housing Area ND189), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,521 | $1,206 |
| E-2 | $1,521 | $1,206 |
| E-3 | $1,521 | $1,206 |
| E-4 | $1,521 | $1,206 |
| E-5 | $1,707 | $1,281 |
| E-6 | $2,337 | $1,752 |
| E-7 | $2,400 | $1,800 |
| E-8 | $2,466 | $1,851 |
| E-9 | $2,574 | $2,022 |
| W-1 | $2,358 | $1,770 |
| W-2 | $2,427 | $1,833 |
| W-3 | $2,514 | $2,046 |
| W-4 | $2,598 | $2,346 |
| W-5 | $2,706 | $2,415 |
| O-1E | $2,409 | $1,806 |
| O-2E | $2,499 | $1,980 |
| O-3E | $2,613 | $2,331 |
| O-1 | $1,785 | $1,338 |
| O-2 | $2,328 | $1,803 |
| O-3 | $2,511 | $2,106 |
| O-4 | $2,739 | $2,397 |
| O-5 | $2,904 | $2,430 |
| O-6 | $2,925 | $2,490 |
| O-7 | $2,946 | $2,532 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Fargo, ND?
In 2026, an E-5 with dependents stationed in Fargo, ND receives $1,707 per month in tax-free BAH, or $1,281 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.