2026 BAH Rates — Elizabeth City, NC
2026 Basic Allowance for Housing (BAH) for Elizabeth City, NC (Military Housing Area NC181), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,304 | $1,770 |
| E-2 | $2,304 | $1,770 |
| E-3 | $2,304 | $1,770 |
| E-4 | $2,304 | $1,770 |
| E-5 | $2,508 | $1,980 |
| E-6 | $2,562 | $2,118 |
| E-7 | $2,595 | $2,310 |
| E-8 | $2,637 | $2,526 |
| E-9 | $2,760 | $2,532 |
| W-1 | $2,577 | $2,241 |
| W-2 | $2,613 | $2,523 |
| W-3 | $2,670 | $2,535 |
| W-4 | $2,796 | $2,559 |
| W-5 | $2,958 | $2,604 |
| O-1E | $2,598 | $2,505 |
| O-2E | $2,655 | $2,529 |
| O-3E | $2,823 | $2,547 |
| O-1 | $2,523 | $2,097 |
| O-2 | $2,559 | $2,442 |
| O-3 | $2,667 | $2,538 |
| O-4 | $3,009 | $2,589 |
| O-5 | $3,264 | $2,607 |
| O-6 | $3,288 | $2,643 |
| O-7 | $3,312 | $2,688 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Elizabeth City, NC?
In 2026, an E-5 with dependents stationed in Elizabeth City, NC receives $2,508 per month in tax-free BAH, or $1,980 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.