2026 BAH Rates — Eastern Shore, MD
2026 Basic Allowance for Housing (BAH) for Eastern Shore, MD (Military Housing Area MD432), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,989 | $1,602 |
| E-2 | $1,989 | $1,602 |
| E-3 | $1,989 | $1,602 |
| E-4 | $1,989 | $1,602 |
| E-5 | $2,121 | $1,761 |
| E-6 | $2,313 | $1,866 |
| E-7 | $2,346 | $1,992 |
| E-8 | $2,382 | $2,166 |
| E-9 | $2,472 | $2,214 |
| W-1 | $2,331 | $1,956 |
| W-2 | $2,358 | $2,163 |
| W-3 | $2,409 | $2,223 |
| W-4 | $2,496 | $2,313 |
| W-5 | $2,610 | $2,352 |
| O-1E | $2,349 | $2,118 |
| O-2E | $2,397 | $2,202 |
| O-3E | $2,514 | $2,304 |
| O-1 | $2,151 | $1,854 |
| O-2 | $2,310 | $2,082 |
| O-3 | $2,406 | $2,238 |
| O-4 | $2,643 | $2,337 |
| O-5 | $2,820 | $2,355 |
| O-6 | $2,841 | $2,385 |
| O-7 | $2,859 | $2,424 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Eastern Shore, MD?
In 2026, an E-5 with dependents stationed in Eastern Shore, MD receives $2,121 per month in tax-free BAH, or $1,761 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.