2026 BAH Rates — Denver, CO
2026 Basic Allowance for Housing (BAH) for Denver, CO (Military Housing Area CO045), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,556 | $1,938 |
| E-2 | $2,556 | $1,938 |
| E-3 | $2,556 | $1,938 |
| E-4 | $2,556 | $1,938 |
| E-5 | $2,841 | $2,148 |
| E-6 | $3,063 | $2,301 |
| E-7 | $3,114 | $2,568 |
| E-8 | $3,168 | $2,889 |
| E-9 | $3,267 | $2,946 |
| W-1 | $3,081 | $2,463 |
| W-2 | $3,135 | $2,886 |
| W-3 | $3,210 | $2,958 |
| W-4 | $3,288 | $3,066 |
| W-5 | $3,396 | $3,126 |
| O-1E | $3,120 | $2,838 |
| O-2E | $3,195 | $2,934 |
| O-3E | $3,306 | $3,054 |
| O-1 | $2,874 | $2,268 |
| O-2 | $3,060 | $2,748 |
| O-3 | $3,207 | $2,979 |
| O-4 | $3,426 | $3,108 |
| O-5 | $3,588 | $3,135 |
| O-6 | $3,615 | $3,186 |
| O-7 | $3,642 | $3,240 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Denver, CO?
In 2026, an E-5 with dependents stationed in Denver, CO receives $2,841 per month in tax-free BAH, or $2,148 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.