2026 BAH Rates — Columbia/Jefferson City, MO
2026 Basic Allowance for Housing (BAH) for Columbia/Jefferson City, MO (Military Housing Area MO165), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,284 | $1,134 |
| E-2 | $1,284 | $1,134 |
| E-3 | $1,284 | $1,134 |
| E-4 | $1,284 | $1,134 |
| E-5 | $1,377 | $1,161 |
| E-6 | $1,623 | $1,215 |
| E-7 | $1,803 | $1,353 |
| E-8 | $2,001 | $1,500 |
| E-9 | $2,199 | $1,650 |
| W-1 | $1,644 | $1,266 |
| W-2 | $1,884 | $1,428 |
| W-3 | $2,127 | $1,653 |
| W-4 | $2,226 | $1,689 |
| W-5 | $2,352 | $1,848 |
| O-1E | $1,839 | $1,380 |
| O-2E | $2,091 | $1,569 |
| O-3E | $2,247 | $1,686 |
| O-1 | $1,413 | $1,191 |
| O-2 | $1,620 | $1,356 |
| O-3 | $2,118 | $1,656 |
| O-4 | $2,391 | $1,812 |
| O-5 | $2,583 | $1,938 |
| O-6 | $2,604 | $2,106 |
| O-7 | $2,619 | $2,139 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Columbia/Jefferson City, MO?
In 2026, an E-5 with dependents stationed in Columbia/Jefferson City, MO receives $1,377 per month in tax-free BAH, or $1,161 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.