2026 BAH Rates — Charlotte, NC
2026 Basic Allowance for Housing (BAH) for Charlotte, NC (Military Housing Area NC179), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,004 | $1,518 |
| E-2 | $2,004 | $1,518 |
| E-3 | $2,004 | $1,518 |
| E-4 | $2,004 | $1,518 |
| E-5 | $2,169 | $1,719 |
| E-6 | $2,436 | $1,848 |
| E-7 | $2,457 | $2,007 |
| E-8 | $2,466 | $2,229 |
| E-9 | $2,478 | $2,301 |
| W-1 | $2,454 | $1,956 |
| W-2 | $2,463 | $2,226 |
| W-3 | $2,475 | $2,313 |
| W-4 | $2,481 | $2,430 |
| W-5 | $2,514 | $2,442 |
| O-1E | $2,460 | $2,166 |
| O-2E | $2,469 | $2,283 |
| O-3E | $2,484 | $2,427 |
| O-1 | $2,211 | $1,833 |
| O-2 | $2,433 | $2,118 |
| O-3 | $2,472 | $2,337 |
| O-4 | $2,520 | $2,433 |
| O-5 | $2,577 | $2,445 |
| O-6 | $2,595 | $2,448 |
| O-7 | $2,610 | $2,466 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Charlotte, NC?
In 2026, an E-5 with dependents stationed in Charlotte, NC receives $2,169 per month in tax-free BAH, or $1,719 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.