2026 BAH Rates — Bloomington, IN
2026 Basic Allowance for Housing (BAH) for Bloomington, IN (Military Housing Area IN399), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,755 | $1,317 |
| E-2 | $1,755 | $1,317 |
| E-3 | $1,755 | $1,317 |
| E-4 | $1,755 | $1,317 |
| E-5 | $1,905 | $1,482 |
| E-6 | $1,956 | $1,617 |
| E-7 | $2,139 | $1,761 |
| E-8 | $2,343 | $1,923 |
| E-9 | $2,595 | $1,947 |
| W-1 | $1,971 | $1,716 |
| W-2 | $2,223 | $1,920 |
| W-3 | $2,475 | $1,950 |
| W-4 | $2,640 | $2,007 |
| W-5 | $2,841 | $2,187 |
| O-1E | $2,175 | $1,902 |
| O-2E | $2,439 | $1,926 |
| O-3E | $2,673 | $2,004 |
| O-1 | $1,920 | $1,602 |
| O-2 | $1,953 | $1,860 |
| O-3 | $2,469 | $1,953 |
| O-4 | $2,910 | $2,184 |
| O-5 | $3,225 | $2,418 |
| O-6 | $3,249 | $2,454 |
| O-7 | $3,273 | $2,496 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Bloomington, IN?
In 2026, an E-5 with dependents stationed in Bloomington, IN receives $1,905 per month in tax-free BAH, or $1,482 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.