2026 BAH Rates — Baltimore, MD
2026 Basic Allowance for Housing (BAH) for Baltimore, MD (Military Housing Area MD129), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,409 | $1,857 |
| E-2 | $2,409 | $1,857 |
| E-3 | $2,409 | $1,857 |
| E-4 | $2,409 | $1,857 |
| E-5 | $2,610 | $2,079 |
| E-6 | $2,904 | $2,226 |
| E-7 | $2,994 | $2,415 |
| E-8 | $3,093 | $2,673 |
| E-9 | $3,246 | $2,754 |
| W-1 | $2,922 | $2,349 |
| W-2 | $3,036 | $2,670 |
| W-3 | $3,159 | $2,766 |
| W-4 | $3,279 | $2,919 |
| W-5 | $3,429 | $3,015 |
| O-1E | $3,009 | $2,607 |
| O-2E | $3,138 | $2,736 |
| O-3E | $3,303 | $2,895 |
| O-1 | $2,652 | $2,205 |
| O-2 | $2,901 | $2,547 |
| O-3 | $3,156 | $2,793 |
| O-4 | $3,477 | $2,994 |
| O-5 | $3,711 | $3,045 |
| O-6 | $3,741 | $3,138 |
| O-7 | $3,768 | $3,192 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Baltimore, MD?
In 2026, an E-5 with dependents stationed in Baltimore, MD receives $2,610 per month in tax-free BAH, or $2,079 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.