2026 BAH Rates — Ballston Spa/Albany, NY
2026 Basic Allowance for Housing (BAH) for Ballston Spa/Albany, NY (Military Housing Area NY215), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,388 | $1,974 |
| E-2 | $2,388 | $1,974 |
| E-3 | $2,388 | $1,974 |
| E-4 | $2,388 | $1,974 |
| E-5 | $2,634 | $2,073 |
| E-6 | $2,862 | $2,166 |
| E-7 | $2,997 | $2,397 |
| E-8 | $3,144 | $2,685 |
| E-9 | $3,327 | $2,745 |
| W-1 | $2,880 | $2,310 |
| W-2 | $3,057 | $2,682 |
| W-3 | $3,240 | $2,754 |
| W-4 | $3,357 | $2,886 |
| W-5 | $3,504 | $3,030 |
| O-1E | $3,021 | $2,631 |
| O-2E | $3,213 | $2,730 |
| O-3E | $3,381 | $2,850 |
| O-1 | $2,670 | $2,139 |
| O-2 | $2,859 | $2,556 |
| O-3 | $3,234 | $2,775 |
| O-4 | $3,549 | $3,000 |
| O-5 | $3,777 | $3,081 |
| O-6 | $3,807 | $3,219 |
| O-7 | $3,834 | $3,276 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Ballston Spa/Albany, NY?
In 2026, an E-5 with dependents stationed in Ballston Spa/Albany, NY receives $2,634 per month in tax-free BAH, or $2,073 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.