2026 BAH Rates — Annapolis, MD
2026 Basic Allowance for Housing (BAH) for Annapolis, MD (Military Housing Area MD128), effective January 1, 2026. BAH is a tax-free monthly allowance set by your duty-station ZIP code, pay grade, and whether you have dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,757 | $2,280 |
| E-2 | $2,757 | $2,280 |
| E-3 | $2,757 | $2,280 |
| E-4 | $2,757 | $2,280 |
| E-5 | $2,928 | $2,475 |
| E-6 | $3,228 | $2,601 |
| E-7 | $3,303 | $2,763 |
| E-8 | $3,384 | $2,991 |
| E-9 | $3,546 | $3,075 |
| W-1 | $3,246 | $2,709 |
| W-2 | $3,336 | $2,988 |
| W-3 | $3,441 | $3,087 |
| W-4 | $3,585 | $3,237 |
| W-5 | $3,762 | $3,321 |
| O-1E | $3,315 | $2,925 |
| O-2E | $3,423 | $3,054 |
| O-3E | $3,612 | $3,219 |
| O-1 | $2,970 | $2,586 |
| O-2 | $3,225 | $2,874 |
| O-3 | $3,438 | $3,114 |
| O-4 | $3,822 | $3,300 |
| O-5 | $4,101 | $3,342 |
| O-6 | $4,134 | $3,417 |
| O-7 | $4,164 | $3,477 |
Estimate your own pay with the BAH calculator and the full military pay calculator. See all BAH locations or the by-state overview.
Frequently asked questions
How much is BAH in Annapolis, MD?
In 2026, an E-5 with dependents stationed in Annapolis, MD receives $2,928 per month in tax-free BAH, or $2,475 without dependents. Rates vary by pay grade — see the full table above.
Is BAH taxable?
No. BAH is a tax-free housing allowance, which makes it worth more than the same amount of taxable base pay.